top of page

Trusted by the Filipino Community in Ontario

Trusted by the Filipino Community.jpeg
Screenshot 2024-04-02 at 7.51.39 AM.png
Screenshot 2024-03-25 at 8.00.16 AM.png

About Us

Established in 2007, Fair Chance Approval has emerged as the foremost trusted Pre-Owned Car Dealer and Credit Advisor catering to the Filipino community in Ontario, Canada, under the leadership of Maria Cruz Fernandez. With a commitment to serving the specific needs of Filipinos in Ontario, Fair Chance Approval prioritizes providing expert advice on auto loans. With its wide inventory of up to 500 units, Fair Chance Approval has garnered stellar reviews, gaining a five-star rating on Google and Dealer Rate. The company's mission and vision are centered on Filipino service, fast approval, free delivery, and inclusive credit approval processes. Among its top priorities are providing no-judgment credit approval for individuals with varying credit scores, including those with no credit history, bad credit, bruised credit, or those actively rebuilding their credit score. Fair Chance Approval prides itself on its swift turnaround time, promising customers vehicle acquisition within 4 days. Moreover, the company handles all aspects of the purchasing process, from application and credit approval to ensuring safety, security, warranty, insurance, and even facilitating direct-to-home delivery. This comprehensive approach makes Fair Chance Approval the ideal choice for all Filipinos, including newcomers, individuals on work visas, international students, permanent residents, and citizens alike.

Screenshot 2024-03-25 at 8.01.27 AM.png

Why Trust Fair Chance Approval?

fair chance approval client 2.jpeg

"My application only took 3 days and I got my car delivered right to my home. Credit approval was fast and no judgment."

Hazel Mae Montanez

International Student

under PGWP in Ontario

bottom of page